TRUST & CONTROL
Know who can act.See why an action happened.
MertAGI is being designed around clear authority, required evidence and records you can review. This page explains the controls and the information still needed before merchant access.
- Data disclosures before access. Processing locations, subprocessors, transfer safeguards and model-data policy must be published before merchant access.
- Traceable decisions. The record keeps sources, decisions, authority and outcomes together in a linked history that can be reviewed.
- Authority checked at execution. Every external action is checked against your active Merchant Mandate; human action remains where you choose it or where law or a provider requires it.
- Required checks before action. VAT, sanctions, blacklist and counterparty-risk gates stop unsupported actions.
WHEN AN ACTION SHOULD WAIT
A useful operation knows when to stop.
Explore six invented situations. Each shows the issue, the step that should wait and the record needed for a review. These are explanations of the controls, not live tests.
A supplier email asks for payment to a new IBAN.
- No master-data update.
- No payment order is prepared or updated.
- No automatic re-routing.
The request, the mismatch against the verified account, and a security review item for a person.
Conflicting market evidence on the same product and market.
- The conflict does not resolve itself into an accepted fact.
Both sources, the disagreement, and an open evidence gap that stays visible.
The new cost calculation puts the trade margin below the minimum in the active mandate.
- The commitment does not proceed, even if it was already prepared.
The recalculation and the exact rule that blocked it.
A verification service does not answer.
- Every action that depends on that check waits.
Absence is recorded as absence — never as a pass.
The prepaid MertAGI Operating Balance reaches its configured floor.
- New and ongoing fee-bearing autonomous work stops.
Top-up, authentication, read-only access, export, security and billing notices stay available. Your own customer, return and legal obligations continue.
EXAMPLE
BEFORE MERCHANT ACCESS
Documents and current status.
These documents still need to be published or completed. Read their status alongside the product preview.
| DOCUMENT | STATUS | PUBLICATION |
|---|---|---|
| Security architecture overview | In preparation | Before merchant access |
| Data-processing agreement (DPA) | In preparation | Before merchant access |
| Subprocessor list | In preparation | Before merchant access |
| Public evaluation method and scope | In preparation | Before merchant access |
| Service agreement and tariff schedule | Legal review required | Before paid purchase and live trading |
| Verified company registry facts (MertAGI OÜ) | Company not yet incorporated | Before 1 October 2026 |
MertAGI OÜ is not yet incorporated; verified formation and registry details will be published before 1 October 2026. Legal review of the service terms and tariff is a prerequisite for paid purchase and live trading, whose opening date is not yet announced.
Security architecture, data-processing terms, subprocessors and related disclosures must be published before merchant access opens. The current status is listed below.
WHERE RESPONSIBILITY SITS
Your company remains the seller.
- Your company remains the seller and the relevant economic operator for its trade — goods, customers, tax, customs, returns, warranties and chargebacks stay with you.
- MertAGI provides the operating service. It does not become the seller, merchant of record, importer, customs representative or payment institution for your trade.
- MertAGI acts only within your active authority and applicable legal or provider limits. Anything reserved to a person by law or a provider stops and goes to that person.
- MertAGI remains responsible for its own service, security, data processing and duties that cannot legally be excluded. The service agreement governs the final allocation.